HABITAT HOSTS HOMEOWNERSHIP APPLICATION DAY

On October 20, 2007, Habitat of Howard County hosted its HOMEOWNERSHIP APPLICATION DAY at Wilde Lake High School in Columbia, MD.  

It was a wonderful event, where nearly 20 families submitted applications towards becoming a Habitat Homeowner Partner.  

Habitat of Howard County will select Habitat families  through a competitive application process.  Habitat’s family selection committee will carefully review the applications of the eligible families.  The criteria to be reviewed includes:

- Currently a Howard County resident or employed within the County for at least 1-year
- Demonstrated Housing Need
- Ability to pay
- Willingness to partner with Habitat

Once selected, Habitat and its volunteers, alongside the selected families will build their new homes.  The homes will be financed with an interest-free loan from Habitat and sold to the family.  The funds from the mortgage payments made to Habitat are used to fund additional Habitat homes.

1. You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.  Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system, or failure to meet city property maintenance standards.  Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
2. The percentage of your monthly income that you currently spend on housing is considered to determine need.  You will be required to openly and fully discuss your financial situation with Habitat personnel.
3. You and your family will be considered if your annual total income is between 30-50% of the median income for Howard County.

If you would like to learn more about homeownership, call us @ (410) 997-4949.